Monthly Archives: October 2008

We Love “Joe the plumber’s” dream !

It’s an  American dream!

My family is made of entrepreneurs and that is why we are teaching our friends and family these concepts by example and through sitting them down and showing them. I was excited to read Carl J. Schramm‘s Commentary: Why we need Joe the plumber’s dream

I think ” Joe the plumber represents dream of many Americans”

Carl J. Schramm pointed to a “.. survey, which was conducted late last month, 70 percent of respondents said the success and health of the U.S. economy depends on the success of entrepreneurs. More than 60 percent said they had the most faith and confidence in the American people and the small business owner to guide the U.S. economy..”

I think we all can agree that no matter who is President , we need lawmakers that will help entrepreneurs succeed!

Devin Willis

Resources-

Commentary: Why we need Joe the plumber’s dreamCarl J. Schramm‘s-CNN

The Entrepreneurial MindJeff Cornwall

Entrepreneurial + Spirit does Challenge The Downturn

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Life hacks to help organize, collect, stay up todate and many other apps

Check out some of the most helpful and fun applications that were created as a result of  2008 Rails Rumble within a short period of time. Many of these applications can peoples life better , others are just fun.

Three of my favorites are the following:

TrackClassI have kids at home that could use this program!

  • Stay Up to Date -Assignments and Exams keep you focuses on important tasks, while the calendar keeps it all in perspective.

  • Take Notes -Take class notes to a new level! With fully revisioned note taking capabilities, you’ll never lose a thing.

  • Be Informed -Custom reminders keep you in check and let you know about that midterm you have in 15 minutes.

MyIdeaDrawer-Lets you organize everything you need for your next project, all in one place. Whether you’re building a web site, redesigning a room, or putting together a school report. Organize code, links, notes, palettes, photos, and screen shots all in one convenient location.

Back In BlackBack In Black is designed to help you keep out of debt through budgeting and accountability.

  • Record all your debts and expenses and it can report your totals to your accountability partners at the end of each week.
  • They will help you watch how you’re spending and send you alerts on what you need to scale back on.
  • They have intuitive graphs and see if you’re on target.

It’s all Free!-As a parent free,  is the best four letter word that starts with an f.

Humbly presnted,

Devin Willis

Resources quoted and Interesting reading:

The Rails Rumble is a 48 hour web application development competition.Check out the leader board

10 Impressive Rails Apps Built in 48 Hours or Less– by Leslie PostonMashable.com

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Free Radio Mystery Theater Helps Escape During Hard Times

When I was a kid  my brother and I would listen to radio re-runs of CBS Radio Mystery Theater– We had so much fun  together listening to the mystery stories. That is why I was so excited to find many of those online! So, do what I have done tune out the bad news and listen to a good mystery! It relaxed me!

Devin Willis

Resource:

Listen LIVE to Radio Mystery Theater–Fan of the CBS Radio Mystery

Old Time Radio Link SocietyWebRing

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Personal Finance Blogs Could Help “Joe Six-Pack” And “Joe The Plumber”

The Lending Club posted a great  Top 30 list of the cream of personal finance blogs crop for 2007.  I loved the list because of the metrics to determine the rankings

They did the following metrics:

1. Blog subscribers (do people read this blog often?)
2. Technorati rank (do people link to this blog?)
3. Compete.com traffic estimations (do people actually visit this blog?)
4. Page strength (determines the relative importance and visibility of a webpage)

I am going to list the top 20 of the list.

1. http://www.getrichslowly.org/blog

2. http://www.thesimpledollar.com

3. http://www.wisebread.com

4. http://www.savingadvice.com/blog

5. http://www.pfadvice.com

6. http://www.pfblog.com

7. http://www.mymoneyblog.com

8. http://www.fivecentnickel.com

9. http://www.bargaineering.com/articles

10. http://www.freemoneyfinance.com

11. http://www.consumerismcommentary.com

12. http://www.allfinancialmatters.com

13. http://www.thedigeratilife.com/blog

14. http://www.mdmproofing.com/iym/weblog

15. http://www.ncnblog.com

16. http://www.makelovenotdebt.com

17. http://www.cleverdude.com

18. http://www.bloggingawaydebt.com

19. http://www.lazymanandmoney.com

20. http://www.myopenwallet.net

I would add  the FIRE blog as top personal finance and investing blog that everyone should visit.

I have saved money using the tips from many of the above blogs and hope in these crazy financial times someone else can find  some savings as well;0)

Devin Willis

Resources-

The 30 Most Popular Personal Finance Blogs-Posted by DebtKid ::

CreditCard.org recognizes these bloggers as the ” Top 100 Blogs to read in 2007 “.

How Much Do Plumbers Really Make?-By Frances Romero Friday, Oct. 17, 2008Time Inc. -Much has already been said of Joe the Plumber’s sharp ascent into the public eye over the past two days. Since the airing of the final presidential debate between Senators John McCain and Barack Obama on Oct. 15, reporters have discovered the following about Joe Wurzelbacher, 34, of Holland, Ohio: He owes some taxes, apparently is working toward his plumbing license — though he has worked in the industry for more than a decade — This article answers that Plumbers are working hard like most of us.

The Top New Money Management Tools and Resources to Manage Finances-Posted by Devin Willis(me)

Courting Joe Six-Pack Time Inc.

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Online”neighborhood watch” via CrimeReports.com

Check out CrimeReports.com! They make it simple and easy for you to search  crime reports by location close to real-time. It was fun and helpful for those of us wanting to keep our kids safe  at home or going off to college

Have a good night!

Devin Willis

Other Interesting Resources:

Papillion crime data now available online By: Midlands News Service 10/05/2008

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Where The Candidates Stand On The Issues?? Lets Research It!


Weather you are on the right or left. This is one of the most important election in our lifetime and as the political campaign is nearing its end. We need to  research  and make the right decision for ourself’s and our family , based on sound principles .

“The Commission on Presidential Debates (CPD) was established in 1987 to ensure that debates, as a permanent part of every general election, provide the best possible information to viewers and listeners.”(You can watch all the debates here)

I also found a new place to research and wanted to share it. it is called Political Streams

They correctly state on their site:

“As you realize, there is more than a fair share of sites and blogs out there that can give you all the information you are interested in. Trouble is, browsing through them all can be too time consuming to be enjoyable. Enter a website like Political Streams. This particular site can be found at socialstreams.livelabs.com/politics/, and it basically gives you real-time information as regards political news which surface on the net” (Resource: The Museum of Modern BetasPolitical StreamsSocialstreams.Livelabs.com

Humbly posted,

Devin Willis

More Resources for the 2008 Elections Research:

OpenSecrets.org-nonpartisan guide to review to money’s influence on U.S. elections and public policy.Lots of good resources.

RealClearPolitics-They state- to be an independent political site that  publishes commentary, news, and links to important resources.

FactCheck – University of Pennsylvania’s Annenberg Public Policy Center, evaluates the accuracy of campaign claims.  They claim ‘We are a nonpartisan, nonprofit, ‘consumer advocate’ for voters that aims to reduce the level of deception and confusion in U.S. politics” Also visit FactCheckEd for students.

Elections Research Guide –packed with independent political  guides and resources –Barbara RehkopWashington University Libraries

Personal Democracy Forum-They “..are going to experiment with various ways of nurturing and expanding this conversation, ranging from blogging to investigative journalism, interviews, profiles and guest columns. The focus is going to be on new tools, processes, uses and trends–not on scoring partisan political points. We value your input and ideas…” I would recoumend this Fourm!

Final Debate Fact-Check: On Joe the Plumber and Other Inaccuracies–CQ TODAY ONLINE NEWS, Oct. 16, 2008 – 2:50 p.m.

A scorecard checking the attacks on the candidatesPolitifact Truth-O-Meter-St. Petersburg Times

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Is It Better to Buy or Rent? -Let’s Compare and Decide

Sometimes it’s difficult to decide whether it’s better to rent or buy . I found a  calculator that can help  make your decision easier. It will show you the costs and tax implications from both renting vs. buying,  I found it useful and have shared  this and other Mortgage Calculators with family and friends;0)

You can also use this Buy vs. Rent Tool Kit compare what would be better for your situation.

I hope this can help someone that reads this post,

Devin Willis

Resources:

Rent vs. buy calculatorInterest.com

Online finance calculator directoryOnline calculator directory

Online fInance calculatorBankrate.com

Financial toolsBank of America

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